Savings Rates and Fees

 
 

Checking Account Fees

  • Courtesy Pay fee of $30.00 per use
  • NSF Fee: $30.00 per item
  • Stop Payment: $30.00 per request
  • Check Printing Fee: Prices may vary depending upon style
  • Overdraft Honored by Transfer Fee: $10.00 per check
  • Checking Account Service Fee: FREE - NONE
  • Checking Account Paid Check Copy Fee: $1.00 per item
  • Checking Account History Fee: $2.00 per printout
  • Debit Card/PIN Abuse Replacement Fee: $6.00 per replacement
  • Excessive Transfer Fee (exceed Reg. D Limit): $5.00 per item
 
 

Other Fees (Applicable to All Accounts)

  • Deposited Item Return Fee on Personal Acct. (member account elsewhere): $30.00 per item
  • Deposited Item Return Fee on Personal Acct. (not a member account): $5.00 per item
  • Deposited Item Return Fee on Non-personal Acct.: $30.00 per item
  • Wire Transfer Fee (outgoing): $20.00 per transfer
  • Cashier Check Fee : $5.00 per check
  • Stop Payment Fee (Credit Union Generated or Cashier's Check): $30.00 per check
  • ACH Transaction Honored By Transfer Fee: $10.00 per item
  • ACH Transaction Returned NSF Fee: $30.00 per item
  • Check Made Payable to Third Party Fee: $2.00 per item
  • Statement Copy Fee: $2.00 per statement
  • Excess Transfer Fee: $5.00 per item
  • Returned Quarterly Statement (due to bad address): $5.00 per statement
  • Account Closure (within 180 of opening)(Reg. Savings/Checking): $20.00 per acct.
  • Operated Assisted MasterCard Payments fee (Vantiv): $5.00 per payment
  • Safe Deposit Box Rental Fees: Based on Size
 

 

These rates were last reviewed November, 2017. The rates and information shown on this website are as accurate as possible. Information is subject to change without notice. Please contact the credit union to verify rates and information. Thank you.

 

 

Title Regular Savings Account Money Market Account IRA Checking 6 Month CD 12 Month CD 24 Month CD
Rates 0.15% 0.20% 0.25% 0.05% 0.30% 0.40% 0.50%
Account Limitations Account Transfer Limitation Apply Account Transfer Limitation Apply --- --- No Withdrawals without Penalty until Term Expires No Withdrawals without Penalty until Term Expires No Withdrawals without Penalty until Term Expires
Balance Method Daily Balance Daily Balance Daily Balance Daily Balance Daily Balance Daily Balance Daily Balance
Minimum Balance to Earn the Stated APY $25.00 $2,000.00 $25.00 --- $1,000.00 $1,000.00 $1,000.00
Minimum Balance to Avoid a Service Fee --- --- --- --- --- --- ---
Minimum Opening Deposit $25.00 $2,000.00 $25.00 $25.00 $1,000.00 $1,000.00 $1,000.00
Dividend Period Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Dividends Credited Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Dividends Compounded Monthly Monthly Monthly Monthly Monthly Monthly Monthly